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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $212,928 | $107,666+97.8% | $102,184+108.4% | $154,746+37.6% |
| Participation rate | 33.3% | 83.7%-50.4pp | 82.6%-49.3pp | 80.7%-47.4pp |
| Annual return | 17.51% | 29.33%-11.8pp | 31.58%-14.1pp | 172.34%-154.8pp |
| Employer contribution / active EE | $2,659 | $3,846-30.9% | $3,594-26.0% | $4,379-39.3% |
| Participant deferral / active EE | $10,333 | $8,719+18.5% | $8,309+24.4% | $6,730+53.5% |
| Admin fee / account holder | $0 | $12,943-100.0% | $11,609-100.0% | $14,365-100.0% |