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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,456 | $75,541-25.3% | $152,093-62.9% | $82,637-31.7% |
| Participation rate | 32.1% | 66.5%-34.4pp | 77.8%-45.6pp | 68.1%-35.9pp |
| Annual return | 14.65% | 32.56%-17.9pp | 66.36%-51.7pp | 53.51%-38.9pp |
| Employer contribution / active EE | $352 | $2,622-86.6% | $4,175-91.6% | $2,552-86.2% |
| Participant deferral / active EE | $2,607 | $3,206-18.7% | $5,451-52.2% | $4,126-36.8% |
| Admin fee / account holder | $750 | $6,405-88.3% | $14,497-94.8% | $7,339-89.8% |