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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,765 | $67,823-84.1% | $52,425-79.5% | $137,256-92.2% |
| Participation rate | 93.3% | 63.9%+29.4pp | 55.6%+37.7pp | 80.0%+13.4pp |
| Annual return | 26.97% | 219.11%-192.1pp | 302.12%-275.2pp | 220.34%-193.4pp |
| Employer contribution / active EE | $2,446 | $1,163+110.3% | $914+167.5% | $4,156-41.2% |
| Participant deferral / active EE | $2,779 | $2,288+21.5% | $1,790+55.2% | $6,407-56.6% |
| Admin fee / account holder | $338 | $2,844-88.1% | $2,495-86.4% | $12,270-97.2% |