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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,685 | $160,028-50.2% | $147,080-45.8% | $145,884-45.4% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 12.40% | 98.60%-86.2pp | 420.17%-407.8pp | 551.85%-539.4pp |
| Employer contribution / active EE | $22,812 | $5,286+331.6% | $4,933+362.4% | $4,662+389.3% |
| Participant deferral / active EE | $9,065 | $8,422+7.6% | $8,066+12.4% | $6,690+35.5% |
| Admin fee / account holder | $6,598 | $15,030-56.1% | $12,989-49.2% | $13,392-50.7% |