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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,742 | $57,119-47.9% | $85,187-65.1% | $80,935-63.3% |
| Participation rate | 79.2% | 56.4%+22.8pp | 67.5%+11.6pp | 67.7%+11.5pp |
| Annual return | -2.26% | 21.70%-24.0pp | 66.67%-68.9pp | 35.66%-37.9pp |
| Employer contribution / active EE | $1,627 | $1,802-9.7% | $2,732-40.4% | $2,757-41.0% |
| Participant deferral / active EE | $3,305 | $3,115+6.1% | $4,525-27.0% | $4,299-23.1% |
| Admin fee / account holder | $1,115 | $4,990-77.7% | $6,162-81.9% | $6,924-83.9% |