Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 10-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,739 | $101,618-42.2% | $93,063-36.9% | $137,256-57.2% |
| Participation rate | 40.9% | 74.9%-34.0pp | 72.1%-31.2pp | 80.0%-39.1pp |
| Annual return | 17.01% | 223.95%-206.9pp | 34.15%-17.1pp | 220.34%-203.3pp |
| Employer contribution / active EE | $783 | $2,707-71.1% | $2,476-68.4% | $4,156-81.2% |
| Participant deferral / active EE | $1,201 | $4,279-71.9% | $3,958-69.6% | $6,407-81.2% |
| Admin fee / account holder | $4,218 | $6,198-31.9% | $6,033-30.1% | $12,270-65.6% |