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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,236 | $111,814-44.3% | $103,374-39.8% | $145,959-57.4% |
| Participation rate | 85.7% | 77.9%+7.8pp | 74.5%+11.2pp | 80.3%+5.4pp |
| Annual return | 12.46% | 24.77%-12.3pp | 24.89%-12.4pp | 561.95%-549.5pp |
| Employer contribution / active EE | $949 | $4,214-77.5% | $3,869-75.5% | $4,661-79.6% |
| Participant deferral / active EE | $4,700 | $5,618-16.4% | $5,058-7.1% | $6,689-29.7% |
| Admin fee / account holder | $727 | $9,754-92.5% | $8,394-91.3% | $13,398-94.6% |