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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,236 | $110,337-43.6% | $102,383-39.2% | $145,877-57.3% |
| Participation rate | 85.7% | 77.9%+7.8pp | 74.5%+11.2pp | 80.3%+5.4pp |
| Annual return | 12.46% | 24.83%-12.4pp | 24.94%-12.5pp | 551.28%-538.8pp |
| Employer contribution / active EE | $949 | $4,216-77.5% | $3,870-75.5% | $4,663-79.6% |
| Participant deferral / active EE | $4,700 | $5,621-16.4% | $5,060-7.1% | $6,691-29.8% |
| Admin fee / account holder | $727 | $9,750-92.5% | $8,391-91.3% | $13,402-94.6% |