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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,929 | $57,119+145.0% | $85,187+64.3% | $80,935+72.9% |
| Participation rate | 83.7% | 56.4%+27.3pp | 67.5%+16.2pp | 67.7%+16.1pp |
| Annual return | 12.94% | 21.70%-8.8pp | 66.67%-53.7pp | 35.66%-22.7pp |
| Employer contribution / active EE | $2,542 | $1,802+41.1% | $2,732-7.0% | $2,757-7.8% |
| Participant deferral / active EE | $6,973 | $3,115+123.9% | $4,525+54.1% | $4,299+62.2% |
| Admin fee / account holder | $919 | $4,990-81.6% | $6,162-85.1% | $6,924-86.7% |