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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,495 | $57,590+203.0% | $86,233+102.4% | $82,448+111.6% |
| Participation rate | 80.0% | 57.9%+22.1pp | 69.0%+11.0pp | 68.1%+11.9pp |
| Annual return | 17.26% | 22.41%-5.2pp | 61.39%-44.1pp | 41.64%-24.4pp |
| Employer contribution / active EE | $2,539 | $1,655+53.4% | $2,504+1.4% | $2,551-0.5% |
| Participant deferral / active EE | $6,821 | $3,080+121.5% | $4,559+49.6% | $4,139+64.8% |
| Admin fee / account holder | $2,116 | $4,730-55.3% | $8,342-74.6% | $7,234-70.7% |