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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,944 | $196,972-31.0% | $182,262-25.4% | $198,609-31.6% |
| Participation rate | 75.0% | 85.7%-10.7pp | 84.2%-9.2pp | 82.4%-7.4pp |
| Annual return | 13.42% | 158.27%-144.9pp | 140.60%-127.2pp | 202.70%-189.3pp |
| Employer contribution / active EE | $1,061 | $5,364-80.2% | $5,046-79.0% | $5,055-79.0% |
| Participant deferral / active EE | $4,252 | $8,643-50.8% | $8,276-48.6% | $6,977-39.1% |
| Admin fee / account holder | $121,010 | $18,429+556.6% | $16,712+624.1% | $19,030+535.9% |