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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $504,629 | $166,089+203.8% | $164,928+206.0% | $145,978+245.7% |
| Participation rate | 33.3% | 82.0%-48.7pp | 78.6%-45.3pp | 80.3%-47.0pp |
| Annual return | 12.68% | 100.26%-87.6pp | 70.08%-57.4pp | 550.52%-537.8pp |
| Employer contribution / active EE | $1,733 | $5,276-67.1% | $4,343-60.1% | $4,662-62.8% |
| Participant deferral / active EE | $4,500 | $6,961-35.4% | $6,034-25.4% | $6,690-32.7% |
| Admin fee / account holder | $39 | $16,641-99.8% | $12,684-99.7% | $13,400-99.7% |