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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,228 | $63,773-90.2% | $81,286-92.3% | $80,925-92.3% |
| Participation rate | 50.0% | 63.9%-13.9pp | 69.5%-19.5pp | 67.7%-17.7pp |
| Annual return | 9.55% | 16.37%-6.8pp | 24.80%-15.2pp | 35.65%-26.1pp |
| Employer contribution / active EE | $1,246 | $1,979-37.0% | $2,463-49.4% | $2,756-54.8% |
| Participant deferral / active EE | $1,111 | $3,093-64.1% | $3,883-71.4% | $4,299-74.1% |
| Admin fee / account holder | $181 | $5,682-96.8% | $5,764-96.9% | $6,940-97.4% |