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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,731 | $88,815+49.4% | $81,882+62.1% | $145,897-9.0% |
| Participation rate | 57.1% | 75.1%-17.9pp | 72.4%-15.2pp | 80.3%-23.2pp |
| Annual return | 10.40% | 1033.75%-1023.3pp | 779.47%-769.1pp | 552.29%-541.9pp |
| Employer contribution / active EE | $1,932 | $3,086-37.4% | $2,916-33.8% | $4,663-58.6% |
| Participant deferral / active EE | $4,076 | $4,647-12.3% | $4,323-5.7% | $6,689-39.1% |
| Admin fee / account holder | $2,244 | $8,434-73.4% | $7,360-69.5% | $13,390-83.2% |