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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,860 | $73,459-32.1% | $178,528-72.1% | $74,429-33.0% |
| Participation rate | 63.6% | 66.5%-2.9pp | 77.1%-13.5pp | 67.2%-3.6pp |
| Annual return | 14.28% | 17.50%-3.2pp | 27.11%-12.8pp | 1368.38%-1354.1pp |
| Employer contribution / active EE | $1,956 | $2,219-11.8% | $3,950-50.5% | $2,625-25.5% |
| Participant deferral / active EE | $3,825 | $4,515-15.3% | $6,278-39.1% | $4,348-12.0% |
| Admin fee / account holder | $4,227 | $1,812+133.3% | $10,419-59.4% | $1,944+117.4% |