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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,236 | $183,539-73.2% | $155,556-68.3% | $145,897-66.3% |
| Participation rate | 58.3% | 82.7%-24.4pp | 78.2%-19.9pp | 80.3%-22.0pp |
| Annual return | 20.16% | 61.31%-41.1pp | 64.84%-44.7pp | 552.29%-532.1pp |
| Employer contribution / active EE | $1,214 | $5,315-77.2% | $4,675-74.0% | $4,663-74.0% |
| Participant deferral / active EE | $2,734 | $6,467-57.7% | $5,631-51.4% | $6,689-59.1% |
| Admin fee / account holder | $988 | $19,275-94.9% | $15,885-93.8% | $13,390-92.6% |