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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,098 | $172,111-64.5% | $150,298-59.3% | $137,256-55.5% |
| Participation rate | 58.3% | 81.7%-23.4pp | 77.8%-19.4pp | 80.0%-21.6pp |
| Annual return | 16.84% | 69.37%-52.5pp | 62.79%-45.9pp | 220.34%-203.5pp |
| Employer contribution / active EE | $1,306 | $4,636-71.8% | $4,154-68.6% | $4,156-68.6% |
| Participant deferral / active EE | $2,949 | $6,166-52.2% | $5,453-45.9% | $6,407-54.0% |
| Admin fee / account holder | $1,329 | $16,471-91.9% | $14,116-90.6% | $12,270-89.2% |