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| Provider | Service type | Compensation |
|---|---|---|
Service code 27 1400 AMERICAN BLVD BLDG #4 · PENNINGTON, NJ 08534 | Advisory (Plan) | $35,250 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $16,695 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $1,055 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,029 | $73,532-17.0% | $178,505-65.8% | $74,478-18.1% |
| Participation rate | 94.3% | 66.6%+27.7pp | 77.1%+17.2pp | 67.2%+27.1pp |
| Annual return | 16.55% | 17.49%-0.9pp | 27.16%-10.6pp | 1370.56%-1354.0pp |
| Employer contribution / active EE | $7,769 | $2,221+249.9% | $3,955+96.4% | $2,626+195.8% |
| Participant deferral / active EE | $7,936 | $4,519+75.6% | $6,280+26.4% | $4,350+82.4% |
| Admin fee / account holder | $346 | $1,813-80.9% | $10,428-96.7% | $1,946-82.2% |