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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,908 | $201,370-25.6% | $184,256-18.6% | $145,897+2.7% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 20.13% | 29.05%-8.9pp | 28.85%-8.7pp | 552.29%-532.2pp |
| Employer contribution / active EE | $14,993 | $7,024+113.5% | $6,427+133.3% | $4,663+221.6% |
| Participant deferral / active EE | $13,912 | $9,808+41.8% | $9,133+52.3% | $6,689+108.0% |
| Admin fee / account holder | $2,180 | $16,364-86.7% | $13,899-84.3% | $13,390-83.7% |