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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,234 | $69,118-95.3% | $53,647-94.0% | $138,895-97.7% |
| Participation rate | 23.5% | 64.0%-40.4pp | 56.3%-32.8pp | 79.9%-56.4pp |
| Annual return | 17.81% | 248.26%-230.5pp | 358.33%-340.5pp | 145.39%-127.6pp |
| Employer contribution / active EE | $123 | $1,189-89.7% | $962-87.2% | $4,194-97.1% |
| Participant deferral / active EE | $232 | $2,274-89.8% | $1,813-87.2% | $6,396-96.4% |
| Admin fee / account holder | $118 | $2,724-95.7% | $2,460-95.2% | $12,562-99.1% |