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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,234 | $67,823-95.2% | $52,425-93.8% | $137,256-97.6% |
| Participation rate | 23.5% | 63.9%-40.4pp | 55.6%-32.1pp | 80.0%-56.4pp |
| Annual return | 17.81% | 219.11%-201.3pp | 302.12%-284.3pp | 220.34%-202.5pp |
| Employer contribution / active EE | $123 | $1,163-89.4% | $914-86.5% | $4,156-97.0% |
| Participant deferral / active EE | $232 | $2,288-89.8% | $1,790-87.0% | $6,407-96.4% |
| Admin fee / account holder | $118 | $2,844-95.9% | $2,495-95.3% | $12,270-99.0% |