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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,555 | $111,535-81.6% | $105,223-80.5% | $137,256-85.0% |
| Participation rate | 93.8% | 78.1%+15.7pp | 75.0%+18.7pp | 80.0%+13.8pp |
| Annual return | 15.96% | 237.85%-221.9pp | 180.65%-164.7pp | 220.34%-204.4pp |
| Employer contribution / active EE | $1,829 | $3,939-53.6% | $3,689-50.4% | $4,156-56.0% |
| Participant deferral / active EE | $2,812 | $5,500-48.9% | $5,072-44.5% | $6,407-56.1% |
| Admin fee / account holder | $2,706 | $9,721-72.2% | $8,859-69.5% | $12,270-77.9% |