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| Provider | Service type | Compensation |
|---|---|---|
ASCENSUS LLC4 years Service code 15 · EIN 11-3665754 | Recordkeeping | $71,290 |
Filed as: ONE DIGITAL INVESTMENT ADV. Service code 27 · EIN 43-1451524 | Advisory (Plan) | $33,558 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,721 | $89,465+1.4% | $165,071-45.0% | $77,736+16.7% |
| Participation rate | 78.2% | 78.6%-0.5pp | 78.6%-0.5pp | 70.6%+7.6pp |
| Annual return | 9.52% | 28.86%-19.3pp | 70.17%-60.7pp | 31.26%-21.7pp |
| Employer contribution / active EE | $1,195 | $2,565-53.4% | $4,347-72.5% | $2,728-56.2% |
| Participant deferral / active EE | $4,880 | $4,904-0.5% | $6,035-19.1% | $4,651+4.9% |
| Admin fee / account holder | $250 | $340-26.5% | $12,695-98.0% | $433-42.4% |