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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,131 | $96,731-30.6% | $123,973-45.9% | $86,983-22.8% |
| Participation rate | 51.7% | 70.0%-18.3pp | 76.7%-24.9pp | 69.5%-17.8pp |
| Annual return | 20.76% | 17.33%+3.4pp | 388.13%-367.4pp | 25.83%-5.1pp |
| Employer contribution / active EE | $1,194 | $3,297-63.8% | $4,126-71.1% | $2,584-53.8% |
| Participant deferral / active EE | $4,743 | $4,152+14.2% | $5,247-9.6% | $4,194+13.1% |
| Admin fee / account holder | $851 | $8,722-90.2% | $11,799-92.8% | $7,856-89.2% |