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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,131 | $89,259-24.8% | $107,187-37.4% | $82,637-18.8% |
| Participation rate | 51.7% | 67.9%-16.2pp | 75.0%-23.3pp | 68.1%-16.3pp |
| Annual return | 20.76% | 21.02%-0.3pp | 204.55%-183.8pp | 53.51%-32.7pp |
| Employer contribution / active EE | $1,194 | $3,080-61.2% | $3,782-68.4% | $2,552-53.2% |
| Participant deferral / active EE | $4,743 | $4,037+17.5% | $5,096-6.9% | $4,126+15.0% |
| Admin fee / account holder | $851 | $7,381-88.5% | $9,162-90.7% | $7,339-88.4% |