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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,583 | $208,088-61.3% | $186,193-56.7% | $154,746-47.9% |
| Participation rate | 90.9% | 80.0%+10.9pp | 77.1%+13.8pp | 80.7%+10.2pp |
| Annual return | 16.97% | 89.97%-73.0pp | 78.03%-61.1pp | 172.34%-155.4pp |
| Employer contribution / active EE | $7,487 | $4,340+72.5% | $3,918+91.1% | $4,379+71.0% |
| Participant deferral / active EE | $5,473 | $7,078-22.7% | $6,513-16.0% | $6,730-18.7% |
| Admin fee / account holder | $302 | $11,698-97.4% | $11,058-97.3% | $14,365-97.9% |