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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,583 | $180,749-55.4% | $160,784-49.9% | $137,256-41.3% |
| Participation rate | 90.9% | 80.0%+10.9pp | 77.0%+14.0pp | 80.0%+10.9pp |
| Annual return | 16.97% | 2234.46%-2217.5pp | 1803.92%-1786.9pp | 220.34%-203.4pp |
| Employer contribution / active EE | $7,487 | $4,155+80.2% | $3,733+100.6% | $4,156+80.2% |
| Participant deferral / active EE | $5,473 | $6,844-20.0% | $6,293-13.0% | $6,407-14.6% |
| Admin fee / account holder | $302 | $10,397-97.1% | $9,717-96.9% | $12,270-97.5% |