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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,800 | $78,197-24.8% | $98,090-40.1% | $82,637-28.8% |
| Participation rate | 100.0% | 77.5%+22.5pp | 81.5%+18.5pp | 68.1%+31.9pp |
| Annual return | 19.22% | 40.25%-21.0pp | 37.05%-17.8pp | 53.51%-34.3pp |
| Employer contribution / active EE | $16 | $2,605-99.4% | $3,606-99.6% | $2,552-99.4% |
| Participant deferral / active EE | $11,288 | $6,636+70.1% | $7,845+43.9% | $4,126+173.6% |
| Admin fee / account holder | $1,571 | $14,832-89.4% | $11,815-86.7% | $7,339-78.6% |