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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,516 | $227,291-55.3% | $214,702-52.7% | $155,188-34.6% |
| Participation rate | 72.7% | 88.0%-15.2pp | 87.5%-14.7pp | 80.8%-8.1pp |
| Annual return | 13.50% | 60.08%-46.6pp | 54.55%-41.0pp | 148.84%-135.3pp |
| Employer contribution / active EE | $6,140 | $6,772-9.3% | $6,461-5.0% | $4,248+44.5% |
| Participant deferral / active EE | $7,015 | $9,582-26.8% | $9,147-23.3% | $6,531+7.4% |
| Admin fee / account holder | $370 | $20,413-98.2% | $19,830-98.1% | $14,480-97.4% |