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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $627,526 | $154,228+306.9% | $145,433+331.5% | $137,256+357.2% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 19.36% | 74.59%-55.2pp | 66.58%-47.2pp | 220.34%-201.0pp |
| Employer contribution / active EE | $28,934 | $4,804+502.3% | $4,554+535.3% | $4,156+596.2% |
| Participant deferral / active EE | $14,766 | $8,216+79.7% | $7,897+87.0% | $6,407+130.5% |
| Admin fee / account holder | $3,845 | $14,344-73.2% | $13,129-70.7% | $12,270-68.7% |