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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,486 | $117,895-17.3% | $102,460-4.9% | $145,897-33.2% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 7.41% | 31.92%-24.5pp | 29.47%-22.1pp | 552.29%-544.9pp |
| Employer contribution / active EE | $1,499 | $3,619-58.6% | $3,025-50.4% | $4,663-67.8% |
| Participant deferral / active EE | $5,908 | $5,736+3.0% | $5,056+16.8% | $6,689-11.7% |
| Admin fee / account holder | $401 | $13,353-97.0% | $9,460-95.8% | $13,390-97.0% |