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| Provider | Service type | Compensation |
|---|---|---|
EVERHART ADVISORS11+ years Filed as: EVERHART FINANCIAL GROUP, INC Service code 15 · EIN 31-1440043 | Recordkeeping | $25,776 |
ADP BROKER-DEALER6 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $13,592 |
ADP BROKER-DEALER11+ years Service code 49 · EIN 22-3319984 | Other Services | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,964 | $79,471-22.0% | $112,040-44.7% | - |
| Participation rate | 61.8% | 71.4%-9.6pp | 76.5%-14.6pp | - |
| Annual return | 17.03% | 14.66%+2.4pp | 24.52%-7.5pp | - |
| Employer contribution / active EE | $920 | $2,224-58.6% | $2,954-68.8% | - |
| Participant deferral / active EE | $2,462 | $4,552-45.9% | $5,098-51.7% | - |
| Admin fee / account holder | $209 | $4,544-95.4% | $12,098-98.3% | - |