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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,439 | $174,379-23.5% | $152,093-12.3% | $138,895-3.9% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 10.05% | 74.86%-64.8pp | 66.36%-56.3pp | 145.39%-135.3pp |
| Employer contribution / active EE | $2,290 | $4,652-50.8% | $4,175-45.1% | $4,194-45.4% |
| Participant deferral / active EE | $5,225 | $6,159-15.2% | $5,451-4.2% | $6,396-18.3% |
| Admin fee / account holder | $1,316 | $16,880-92.2% | $14,497-90.9% | $12,562-89.5% |