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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,196 | $101,591-21.1% | $147,096-45.5% | $74,429+7.7% |
| Participation rate | 71.8% | 75.5%-3.7pp | 82.2%-10.4pp | 67.2%+4.6pp |
| Annual return | 23.90% | 8746.45%-8722.6pp | 419.75%-395.9pp | 1368.38%-1344.5pp |
| Employer contribution / active EE | $849 | $3,813-77.7% | $4,936-82.8% | $2,625-67.7% |
| Participant deferral / active EE | $8,136 | $7,302+11.4% | $8,071+0.8% | $4,348+87.1% |
| Admin fee / account holder | $11,431 | $1,750+553.2% | $13,005-12.1% | $1,944+487.9% |