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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,196 | $101,653-21.1% | $147,080-45.5% | $74,459+7.7% |
| Participation rate | 71.8% | 75.6%-3.7pp | 82.2%-10.4pp | 67.2%+4.6pp |
| Annual return | 23.90% | 8754.98%-8731.1pp | 420.17%-396.3pp | 1369.70%-1345.8pp |
| Employer contribution / active EE | $849 | $3,813-77.7% | $4,933-82.8% | $2,626-67.7% |
| Participant deferral / active EE | $8,136 | $7,304+11.4% | $8,066+0.9% | $4,350+87.0% |
| Admin fee / account holder | $11,431 | $1,752+552.6% | $12,989-12.0% | $1,945+487.8% |