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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,499 | $124,980-49.2% | $108,359-41.4% | $154,746-59.0% |
| Participation rate | 44.4% | 75.2%-30.7pp | 70.1%-25.7pp | 80.7%-36.3pp |
| Annual return | 18.88% | 45.00%-26.1pp | 36.89%-18.0pp | 172.34%-153.5pp |
| Employer contribution / active EE | $1,146 | $2,851-59.8% | $2,399-52.2% | $4,379-73.8% |
| Participant deferral / active EE | $3,484 | $4,743-26.5% | $4,137-15.8% | $6,730-48.2% |
| Admin fee / account holder | $433 | $11,502-96.2% | $9,741-95.6% | $14,365-97.0% |