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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,499 | $123,155-48.4% | $108,753-41.6% | $155,188-59.1% |
| Participation rate | 44.4% | 75.6%-31.2pp | 71.1%-26.6pp | 80.8%-36.4pp |
| Annual return | 18.88% | 44.73%-25.9pp | 37.47%-18.6pp | 148.84%-130.0pp |
| Employer contribution / active EE | $1,146 | $2,811-59.2% | $2,427-52.8% | $4,248-73.0% |
| Participant deferral / active EE | $3,484 | $4,623-24.6% | $4,115-15.3% | $6,531-46.6% |
| Admin fee / account holder | $433 | $12,126-96.4% | $10,320-95.8% | $14,480-97.0% |