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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $218,847 | $211,288+3.6% | $178,540+22.6% | $145,884+50.0% |
| Participation rate | 85.7% | 80.8%+4.9pp | 77.1%+8.6pp | 80.3%+5.4pp |
| Annual return | 19.65% | 30.27%-10.6pp | 27.15%-7.5pp | 551.85%-532.2pp |
| Employer contribution / active EE | $8,219 | $4,574+79.7% | $3,953+107.9% | $4,662+76.3% |
| Participant deferral / active EE | $11,201 | $6,967+60.8% | $6,281+78.3% | $6,690+67.4% |
| Admin fee / account holder | $4,017 | $12,105-66.8% | $10,424-61.5% | $13,392-70.0% |