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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,442 | $29,319-57.6% | $52,425-76.3% | $82,448-84.9% |
| Participation rate | 10.4% | 46.9%-36.4pp | 55.6%-45.2pp | 68.1%-57.6pp |
| Annual return | 21.13% | 535.20%-514.1pp | 302.12%-281.0pp | 41.64%-20.5pp |
| Employer contribution / active EE | $231 | $586-60.6% | $914-74.8% | $2,551-91.0% |
| Participant deferral / active EE | $299 | $1,171-74.5% | $1,790-83.3% | $4,139-92.8% |
| Admin fee / account holder | $453 | $1,962-76.9% | $2,495-81.8% | $7,234-93.7% |