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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $277,296 | $73,787+275.8% | $98,716+180.9% | $82,448+236.3% |
| Participation rate | 84.6% | 61.4%+23.2pp | 69.3%+15.3pp | 68.1%+16.5pp |
| Annual return | 13.73% | 18.57%-4.8pp | 31.81%-18.1pp | 41.64%-27.9pp |
| Employer contribution / active EE | $2,820 | $1,511+86.6% | $2,279+23.7% | $2,551+10.5% |
| Participant deferral / active EE | $2,436 | $3,081-21.0% | $4,048-39.8% | $4,139-41.2% |
| Admin fee / account holder | $8,901 | $6,500+36.9% | $8,703+2.3% | $7,234+23.0% |