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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,596 | $57,119-67.4% | $85,187-78.2% | $80,935-77.0% |
| Participation rate | 20.0% | 56.4%-36.4pp | 67.5%-47.5pp | 67.7%-47.7pp |
| Annual return | 16.94% | 21.70%-4.8pp | 66.67%-49.7pp | 35.66%-18.7pp |
| Employer contribution / active EE | $529 | $1,802-70.6% | $2,732-80.6% | $2,757-80.8% |
| Participant deferral / active EE | $1,300 | $3,115-58.3% | $4,525-71.3% | $4,299-69.8% |
| Admin fee / account holder | $3,019 | $4,990-39.5% | $6,162-51.0% | $6,924-56.4% |