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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $234,245 | $160,070+46.3% | $147,117+59.2% | $145,897+60.6% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 21.87% | 98.69%-76.8pp | 420.54%-398.7pp | 552.29%-530.4pp |
| Employer contribution / active EE | $17,186 | $5,285+225.2% | $4,932+248.4% | $4,663+268.6% |
| Participant deferral / active EE | $12,799 | $8,419+52.0% | $8,065+58.7% | $6,689+91.3% |
| Admin fee / account holder | $1,100 | $15,035-92.7% | $12,993-91.5% | $13,390-91.8% |