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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,166 | $95,404+32.2% | $113,397+11.3% | $82,637+52.7% |
| Participation rate | 77.1% | 72.8%+4.3pp | 76.5%+0.6pp | 68.1%+9.1pp |
| Annual return | 17.55% | 19.08%-1.5pp | 23.20%-5.7pp | 53.51%-36.0pp |
| Employer contribution / active EE | $3,512 | $2,307+52.3% | $2,977+18.0% | $2,552+37.6% |
| Participant deferral / active EE | $8,007 | $4,220+89.8% | $5,076+57.7% | $4,126+94.1% |
| Admin fee / account holder | $2,480 | $9,168-73.0% | $11,957-79.3% | $7,339-66.2% |