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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,166 | $100,194+25.9% | $122,979+2.6% | $86,983+45.0% |
| Participation rate | 77.1% | 73.0%+4.2pp | 77.2%0pp | 69.5%+7.6pp |
| Annual return | 17.55% | 16.47%+1.1pp | 20.12%-2.6pp | 25.83%-8.3pp |
| Employer contribution / active EE | $3,512 | $2,326+51.0% | $3,062+14.7% | $2,584+35.9% |
| Participant deferral / active EE | $8,007 | $4,133+93.7% | $5,003+60.0% | $4,194+90.9% |
| Admin fee / account holder | $2,480 | $10,148-75.6% | $12,864-80.7% | $7,856-68.4% |