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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 15 8515 EAST ORCHARD ROAD · GREENWOOD, CO 80111 | Recordkeeping | $51,456 |
Filed as: KESTRA ADVISORY SERVICES LLC Service code 27 5707 SW PKWY BLDG 2 STE 400 · AUSTIN, TX 78735 | Advisory (Plan) | $36,000 |
GILLIAM COBLE & MOSER LLP4 years Filed as: GILLIAM BELL MOSER LLP Service code 10 PO BOX 621 · BURLINGTON, NC 27216 | Accounting | $775 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,965 | $55,472+202.8% | $155,567+8.0% | $74,546+125.3% |
| Participation rate | 100.0% | 61.9%+38.1pp | 78.2%+21.8pp | 67.2%+32.8pp |
| Annual return | 10.63% | 268.72%-258.1pp | 64.74%-54.1pp | 1366.03%-1355.4pp |
| Employer contribution / active EE | $9,030 | $2,269+298.0% | $4,674+93.2% | $2,624+244.1% |
| Participant deferral / active EE | $7,912 | $2,838+178.8% | $5,628+40.6% | $4,347+82.0% |
| Admin fee / account holder | $507 | $1,743-70.9% | $15,916-96.8% | $1,944-73.9% |