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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER3 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $8,587 |
Filed as: UBS FINANCIAL SERVICES, INC. Service code 15 · EIN 13-2638166 | Recordkeeping | $5,140 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,124 | $74,535-87.8% | $100,712-90.9% | $82,637-89.0% |
| Participation rate | 93.6% | 61.2%+32.4pp | 69.3%+24.3pp | 68.1%+25.6pp |
| Annual return | 15.17% | 18.92%-3.8pp | 33.27%-18.1pp | 53.51%-38.3pp |
| Employer contribution / active EE | $1,716 | $1,503+14.2% | $2,313-25.8% | $2,552-32.8% |
| Participant deferral / active EE | $2,326 | $3,074-24.3% | $4,085-43.1% | $4,126-43.6% |
| Admin fee / account holder | $139 | $6,576-97.9% | $9,256-98.5% | $7,339-98.1% |