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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,279 | $97,125-54.4% | $86,233-48.7% | $137,256-67.7% |
| Participation rate | 66.7% | 74.2%-7.5pp | 69.0%-2.4pp | 80.0%-13.3pp |
| Annual return | 18.85% | 74.19%-55.3pp | 61.39%-42.5pp | 220.34%-201.5pp |
| Employer contribution / active EE | $1,564 | $2,841-45.0% | $2,504-37.5% | $4,156-62.4% |
| Participant deferral / active EE | $5,780 | $5,180+11.6% | $4,559+26.8% | $6,407-9.8% |
| Admin fee / account holder | $257 | $9,725-97.4% | $8,342-96.9% | $12,270-97.9% |