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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,581 | $100,139-62.5% | $85,187-55.9% | $145,884-74.2% |
| Participation rate | 60.0% | 74.1%-14.1pp | 67.5%-7.5pp | 80.3%-20.3pp |
| Annual return | 15.44% | 84.15%-68.7pp | 66.67%-51.2pp | 551.85%-536.4pp |
| Employer contribution / active EE | $1,048 | $3,238-67.6% | $2,732-61.6% | $4,662-77.5% |
| Participant deferral / active EE | $6,088 | $5,296+15.0% | $4,525+34.5% | $6,690-9.0% |
| Admin fee / account holder | $0 | $7,262-100.0% | $6,162-100.0% | $13,392-100.0% |