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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $226,367 | $160,028+41.5% | $147,080+53.9% | $145,884+55.2% |
| Participation rate | 77.8% | 84.0%-6.2pp | 82.2%-4.4pp | 80.3%-2.5pp |
| Annual return | 10.10% | 98.60%-88.5pp | 420.17%-410.1pp | 551.85%-541.7pp |
| Employer contribution / active EE | $2,973 | $5,286-43.7% | $4,933-39.7% | $4,662-36.2% |
| Participant deferral / active EE | $9,436 | $8,422+12.0% | $8,066+17.0% | $6,690+41.1% |
| Admin fee / account holder | $24,570 | $15,030+63.5% | $12,989+89.2% | $13,392+83.5% |