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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,306 | $102,393-37.2% | $147,041-56.3% | $80,911-20.5% |
| Participation rate | 75.0% | 75.9%-0.9pp | 82.2%-7.2pp | 67.6%+7.4pp |
| Annual return | 11.44% | 134.95%-123.5pp | 419.21%-407.8pp | 35.63%-24.2pp |
| Employer contribution / active EE | $2,643 | $3,715-28.9% | $4,935-46.4% | $2,756-4.1% |
| Participant deferral / active EE | $6,331 | $6,647-4.8% | $8,071-21.6% | $4,297+47.3% |
| Admin fee / account holder | $4,571 | $7,943-42.5% | $13,006-64.9% | $6,935-34.1% |