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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,513 | $183,592-55.1% | $155,567-47.0% | $145,959-43.5% |
| Participation rate | 46.2% | 82.7%-36.5pp | 78.2%-32.0pp | 80.3%-34.1pp |
| Annual return | 10.99% | 61.24%-50.3pp | 64.74%-53.7pp | 561.95%-551.0pp |
| Employer contribution / active EE | $2,037 | $5,315-61.7% | $4,674-56.4% | $4,661-56.3% |
| Participant deferral / active EE | $4,874 | $6,464-24.6% | $5,628-13.4% | $6,689-27.1% |
| Admin fee / account holder | $6,543 | $19,318-66.1% | $15,916-58.9% | $13,398-51.2% |