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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,842 | $100,970+50.4% | $96,576+57.2% | $137,256+10.6% |
| Participation rate | 94.7% | 82.6%+12.1pp | 81.4%+13.3pp | 80.0%+14.8pp |
| Annual return | 19.20% | 38.16%-19.0pp | 38.47%-19.3pp | 220.34%-201.1pp |
| Employer contribution / active EE | $6,552 | $3,809+72.0% | $3,553+84.4% | $4,156+57.6% |
| Participant deferral / active EE | $15,091 | $8,286+82.1% | $7,956+89.7% | $6,407+135.5% |
| Admin fee / account holder | $14,806 | $11,312+30.9% | $11,381+30.1% | $12,270+20.7% |