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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $292,686 | $201,372+45.3% | $184,260+58.8% | $145,884+100.6% |
| Participation rate | 88.2% | 87.5%+0.7pp | 86.8%+1.4pp | 80.3%+7.9pp |
| Annual return | 15.61% | 29.04%-13.4pp | 28.84%-13.2pp | 551.85%-536.2pp |
| Employer contribution / active EE | $3,177 | $7,024-54.8% | $6,427-50.6% | $4,662-31.9% |
| Participant deferral / active EE | $12,311 | $9,808+25.5% | $9,133+34.8% | $6,690+84.0% |
| Admin fee / account holder | $9,211 | $16,362-43.7% | $13,898-33.7% | $13,392-31.2% |