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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $292,686 | $201,264+45.4% | $184,185+58.9% | $145,978+100.5% |
| Participation rate | 88.2% | 87.5%+0.7pp | 86.8%+1.4pp | 80.3%+7.9pp |
| Annual return | 15.61% | 29.00%-13.4pp | 28.81%-13.2pp | 550.52%-534.9pp |
| Employer contribution / active EE | $3,177 | $7,021-54.7% | $6,426-50.6% | $4,662-31.8% |
| Participant deferral / active EE | $12,311 | $9,806+25.5% | $9,132+34.8% | $6,690+84.0% |
| Admin fee / account holder | $9,211 | $16,376-43.8% | $13,909-33.8% | $13,400-31.3% |