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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,769 | $160,028-60.8% | $147,080-57.3% | $145,884-57.0% |
| Participation rate | 73.9% | 84.0%-10.1pp | 82.2%-8.3pp | 80.3%-6.4pp |
| Annual return | 13.23% | 98.60%-85.4pp | 420.17%-406.9pp | 551.85%-538.6pp |
| Employer contribution / active EE | $4,700 | $5,286-11.1% | $4,933-4.7% | $4,662+0.8% |
| Participant deferral / active EE | $13,349 | $8,422+58.5% | $8,066+65.5% | $6,690+99.6% |
| Admin fee / account holder | $11,149 | $15,030-25.8% | $12,989-14.2% | $13,392-16.7% |