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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,398 | $26,936+9.1% | $53,647-45.2% | $71,012-58.6% |
| Participation rate | 9.8% | 21.9%-12.1pp | 56.3%-46.5pp | 58.6%-48.8pp |
| Annual return | 21.55% | 81.59%-60.0pp | 358.33%-336.8pp | 37.67%-16.1pp |
| Employer contribution / active EE | $301 | $335-10.1% | $962-68.7% | $2,348-87.2% |
| Participant deferral / active EE | $346 | $590-41.3% | $1,813-80.9% | $3,246-89.3% |
| Admin fee / account holder | $275 | $2,177-87.4% | $2,460-88.8% | $1,167-76.4% |