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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,994 | $156,398-47.6% | $147,318-44.3% | $138,895-41.0% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 16.50% | 78.75%-62.2pp | 70.43%-53.9pp | 145.39%-128.9pp |
| Employer contribution / active EE | $5,004 | $4,853+3.1% | $4,593+9.0% | $4,194+19.3% |
| Participant deferral / active EE | $18,079 | $8,237+119.5% | $7,906+128.7% | $6,396+182.6% |
| Admin fee / account holder | $6,805 | $14,976-54.6% | $13,708-50.4% | $12,562-45.8% |