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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,189 | $102,609+51.2% | $98,090+58.2% | $138,895+11.7% |
| Participation rate | 87.5% | 82.8%+4.7pp | 81.5%+6.0pp | 79.9%+7.6pp |
| Annual return | 11.01% | 36.44%-25.4pp | 37.05%-26.0pp | 145.39%-134.4pp |
| Employer contribution / active EE | $4,777 | $3,867+23.5% | $3,606+32.4% | $4,194+13.9% |
| Participant deferral / active EE | $9,709 | $8,167+18.9% | $7,845+23.8% | $6,396+51.8% |
| Admin fee / account holder | $2,188 | $11,434-80.9% | $11,815-81.5% | $12,562-82.6% |