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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,275 | $67,894+116.9% | $89,340+64.8% | $82,448+78.6% |
| Participation rate | 82.4% | 64.0%+18.3pp | 69.6%+12.8pp | 68.1%+14.3pp |
| Annual return | 12.24% | 19.21%-7.0pp | 20.57%-8.3pp | 41.64%-29.4pp |
| Employer contribution / active EE | $0 | $1,828-100.0% | $2,231-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $6,385 | $3,072+107.8% | $3,823+67.0% | $4,139+54.3% |
| Admin fee / account holder | $4,229 | $5,723-26.1% | $6,704-36.9% | $7,234-41.5% |