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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,588 | $88,778-83.6% | $81,844-82.2% | $145,884-90.0% |
| Participation rate | 66.7% | 75.1%-8.4pp | 72.4%-5.7pp | 80.3%-13.6pp |
| Annual return | 18.07% | 1033.03%-1015.0pp | 778.87%-760.8pp | 551.85%-533.8pp |
| Employer contribution / active EE | $455 | $3,087-85.3% | $2,916-84.4% | $4,662-90.3% |
| Participant deferral / active EE | $981 | $4,648-78.9% | $4,323-77.3% | $6,690-85.3% |
| Admin fee / account holder | $6,410 | $8,430-24.0% | $7,355-12.9% | $13,392-52.1% |