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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,483 | $88,710-28.4% | $81,783-22.4% | $145,959-56.5% |
| Participation rate | 41.7% | 75.0%-33.4pp | 72.4%-30.7pp | 80.3%-38.6pp |
| Annual return | 16.00% | 1027.26%-1011.3pp | 775.05%-759.1pp | 561.95%-545.9pp |
| Employer contribution / active EE | $1,160 | $3,083-62.4% | $2,913-60.2% | $4,661-75.1% |
| Participant deferral / active EE | $2,978 | $4,645-35.9% | $4,320-31.1% | $6,689-55.5% |
| Admin fee / account holder | $4,794 | $8,407-43.0% | $7,380-35.0% | $13,398-64.2% |